Bybit Launches Phase 3 of RLUSD Hold & Earn with Zero-Fee Trading and XRP Rewards

Bybit has launched Phase 3 of its exclusive RLUSD Hold & Earn program, offering users a chance to earn daily rewards in both RLUSD and XRP. Powered by Ripple, the program allows eligible Bybit users to hold RLUSD in their accounts without any staking or lock-up requirements.

The new phase introduces zero fees on the RLUSD/USDT spot pair for both makers and takers until October 18, 2026. Additionally, participants can earn XRP bonus rewards drawn from a 0.8M XRP prize pool, with the bonus multiplier scaling up to 2.0x for holdings maintained for 90 days or more.

RLUSD is a USD-pegged stablecoin fully collateralized by U.S. Treasury bills, USD deposits, and other cash equivalents, maintaining a stable 1:1 peg to the U.S. dollar. XRP is the native token of the XRP Ledger, co-founded by Ripple, designed for fast and low-cost cross-border payments.

The program's terms and conditions apply, with actual fee rates varying by region. Users can refer to the My Fee Rate page for accurate rates and visit the RLUSD Hold & Earn Phase 3 page for full details on APR, multiplier, eligibility, and potential restrictions.