Bybit Renews Zero-Fee RLUSD Trading with $800,000 XRP Rewards
Bybit has announced the renewal of its RLUSD Hold & Earn Phase 3 program, offering users zero-fee spot trading and XRP rewards. This dual-token rewards event is powered by Ripple and exclusive to Bybit.
The phase allows eligible users to hold RLUSD in their accounts and earn daily rewards in both RLUSD and XRP without staking or locking up funds. The RLUSD/USDT spot pair will have zero fees for both makers and takers from September 19, 2026, upgraded from 0% maker fees only in the previous phase.
The XRP bonus multiplier scales with continuous holding duration, reaching up to 2.0x for holdings maintained for 90 days or more. The RLUSD Hold & Earn program is open until October 18, 2026, and users can earn a base APR of up to 3.5% alongside XRP bonus rewards drawn from a 0.8M XRP prize pool.
Bybit's RLUSD is a USD-pegged stablecoin issued by Ripple, fully collateralized by U.S. Treasury bills, USD deposits, and other cash equivalents. It maintains a stable 1:1 peg to the U.S. dollar. The program has no staking or lock-up requirements.