Crypto Minimums in India: Exchanges, Fees, and Taxes

For Indian investors, there is no government-mandated minimum investment amount for crypto. However, practical minimums set by exchanges, network fees, and tax laws determine the usability of small investments.

In 2026, most FIU-registered Indian exchanges will accept a deposit as low as Rs 100, but this amount is often not enough to cover all costs, including exchange fees and taxes. In fact, investing Rs 100 in crypto may not be meaningful due to the exchange's minimum trade size, which can be higher than the deposit amount.

The 1% TDS on sales also affects small investments. When selling crypto, exchanges deduct 1% of the sale amount at source and deposit it against the PAN before paying the remainder. This deducted amount is credited to Form 26AS and can be offset against the 30% tax liability at ITR filing time.

For most first-time investors, a starting range of Rs 1,000 to Rs 5,000 provides enough capital to learn the process without significant financial exposure. This amount leaves room for price fluctuation and covers withdrawal fees if you plan to move your crypto to a personal wallet.