Decta Taps USDC for Treasury Settlement in Global Markets

Decta, a UK-based payments firm, has announced that it will use Circle's USDC stablecoin for internal treasury settlement across markets. The company has partnered with OpenPayd to convert fiat into USDC through its regulated infrastructure and OTC capabilities.

This move highlights the growing trend of using stablecoins as infrastructure for liquidity and operational transfers, rather than as a branded payment option for customers. Decta's UK CEO, Scott Dawson, stated that the company regularly moves funds between banking relationships to fund operations and settle internal obligations across regulated entities and jurisdictions.

Dawson argued that traditional banking rails impose operational constraints such as cut-off times, weekends, and multi-day value dates, which can complicate cash planning and working-capital management. By using OpenPayd's regulated infrastructure, Decta can convert fiat into a digital settlement instrument through USDC, allowing for near-instant international operational settlements.