European Financial Firms Overwhelmingly Back Regulation-Driven Digital-Asset Adoption

A new survey by Fireblocks has found that nearly all European financial institutions believe regulatory policy will support digital-asset adoption. In fact, a staggering 99% of these firms think regulation will drive wider adoption, while 100% of U.K. financial institutions share this view.

Following the implementation of the Markets in Crypto-Assets (MiCA) regulation, investment in related infrastructure has accelerated significantly. A notable 53% of European financial institutions have already committed funding to digital-asset-related businesses before 2026, far exceeding the global average of 42%.

The survey also identified real-time payments and 24-hour fund settlement as key use cases for these firms. In Europe, a significant 62% of respondents plan to utilize tokenized money market funds (MMFs), while in the U.K., 50% of financial institutions aim to issue their own stablecoins.

Fireblocks notes that European financial institutions are already expanding their businesses under an established regulatory framework, whereas U.K. firms are preparing for infrastructure investment as they await the finalization of rules.