Microsoft Copilot AI Sees XRP Price Hitting $5 to $8 by End of 2026

Microsoft Copilot AI has released a bullish XRP price prediction for 2026. According to the report, by the end of next year, XRP's price could reach $5 to $8. This prediction is based on several factors, including regulatory clarity and institutional adoption.

The report states that if the SEC and CFTC recognize XRP as a digital commodity, it would remove the legal fog surrounding the asset, leading to a revaluation of its price. Additionally, billions in ETF inflows from institutions like BlackRock could further boost the price.

Ripple's business expansion is also seen as a contributing factor to XRP's potential price increase. The company's partnerships with Archax and the development of the RLUSD stablecoin are expected to bring real-world utility to the asset, rather than just speculative volume.

However, the report also warns that if regulatory clarity does not materialize, or if macro tightening leads to a decrease in liquidity, XRP's price could remain range-bound between $0.85 and $1.50.