Perplexity AI Sees XRP Skyrocketing to $25-$40 in 2027

Perplexity AI has made an exceptionally bullish prediction for Ripple (XRP), forecasting a price target of $25-$40 by January 1, 2027. This projection assumes that major central banks will announce XRP as a primary settlement layer for cross-border CBDCs and tokenized assets.

The scenario also includes large banks being required to hold XRP and significant accumulation by sovereign wealth funds, leading to institutional demand and retail FOMO. This could push XRP from its current price of around $1.50 to the mid-to-high double digits by early 2027.

On higher timeframes, XRP has already established a constructive recovery base after reclaiming key moving averages from the mid-September lows near $1.25-$1.30. Price is consolidating in the $1.45-$1.55 region after testing highs near $1.63-$1.66.

While this prediction remains highly speculative and not a realistic base-case outlook, it highlights the potential for XRP to reach new heights if institutional adoption increases dramatically.