Ripple Expands Treasury Business with AI-Powered Cash Management

Ripple has expanded its treasury business by adding an AI layer to manage cash and digital assets. The company said that GSmart, its treasury-native AI system, is now in production across its enterprise customer base. This AI layer connects cash, XRP, and RLUSD with liquidity, risk, forecasting, and reporting.

The new feature allows deterministic systems to perform calculations while AI interprets policies, identifies anomalies, and explains recommendations. However, human treasury teams retain final approval for any financial actions.

Ripple's existing Treasury platform already combines traditional banking infrastructure with digital-asset accounts. The addition of GSmart is designed to make it easier for enterprises to manage their cash flows alongside XRP and RLUSD in a single treasury dashboard.