Ripple Invests in UK Firms to Boost Tokenization Capabilities

Ripple's strategic investments in two UK-based firms, Zilo and Licuido, are designed to bridge the gap between tokenized assets and institutional finance. The company has converted existing commercial partnerships into equity positions, adding regulated transfer agency, digital issuance, and collateral mobility capabilities.

This move addresses a significant challenge facing institutional tokenization projects, which require tokenized fund shares to be financed, pledged as collateral, and settled against cash with legal certainty. Zilo provides the necessary regulated record of ownership, while Licuido handles issuance, distribution, execution, and collateral mobility.

The investments are not speculative bets, but rather equity in infrastructure that Ripple has already put into production. This includes the successful Aviva Investors USD Liquidity Fund deployment on XRPL, which went live on July 29, 2026, marking the first tokenized fund structure approved by the Central Bank of Ireland on a public blockchain.