Ripple's Multi-Year Infrastructure Build: Not Just a Pump

Brad Garlinghouse, Ripple's CEO, is not just building a retail coin campaign, but rather laying the groundwork for next-generation architecture in cross-border payments.

The author of this piece clarifies that they hold a significant amount of XRP, but their interest lies in the company's actual moves and infrastructure build, not just the price chart.

Ripple has been quietly building a multi-asset prime broker clearing around $3 trillion annually for over 300 institutions through its Hidden Road (now Ripple Prime) platform.

The author highlights that this is not tribalism or tokenomics, but rather vertical integration and a response to the industry's need for faster settlement speed, capital efficiency, and reconciliation in cross-border payments.