Stablecoins Become Baseline Expectation for Business Payments

Businesses are increasingly adopting stablecoin payments, with 88% of enterprises planning to do so within the next 12 months. In fact, 42% have already made the switch.

This shift is largely driven by the growing regulatory framework and the emergence of new providers that handle the technical stack. As a result, it's now easier than ever for businesses to plug in a stablecoin payment processor into their existing systems.

When choosing a provider, businesses must consider four key decisions:

Choose your stablecoin: USDC is more commonly accepted by regulated and US-based businesses, while USDT is preferred in Asia and Latin America. Businesses should choose the stablecoin that aligns with their customer base.

Choose your blockchain: Support the networks used by customers to reduce costs and increase adoption. Ethereum transfers can cost $5-$15, while Solana and Base typically cost only pennies.

Decide whether to hold or convert: Auto-converting stablecoins into fiat keeps accounting simple, but holding a balance usually only makes sense if suppliers are also paid in stablecoins.

Plan for compliance: Choose a provider that already holds required licenses in the countries where you operate to simplify regulatory compliance.