XRP and RLUSD Play Different Roles in AI Payments on XRPL
Ripple's XRPL and RLUSD stablecoin are both used for AI payments on its network, but they serve different purposes.
RLUSD is designed to maintain a value of one U.S. dollar and is backed by cash reserves, making it the more natural choice for invoices, subscriptions, API calls, and other services denominated in dollars.
XRP, on the other hand, can be used as a native asset to transfer value on XRPL without depending on a dollar-denominated issued asset.
AI agents buying model inference services thousands of times per day benefit from RLUSD's fixed price between pricing, payment, and accounting.
The recent AI-payment surge matters beyond transaction counts because it could increase XRPL usage without requiring every machine payment to take XRP price risk.