XRP Beyond Payments: Native XRPL Vaults & Lending Expand Utility

Most people still view XRP as primarily a payments token, but this perception may be changing. The introduction of Native XRPL Vaults & Lending (XLS-65/66) is expanding the utility and potential uses of XRP.

This new functionality enables idle XRP to earn yield, supports on-ledger lending, powers tokenized RWAs, and expands institutional DeFi all natively on the XRP Ledger. The addition of these features represents a significant step forward in terms of utility, demand, and evolution for the asset.