XRP Crashes to 52-Week Low, Institutional Support Stalls
XRP has hit a 52-week low of $0.9923, trading near $1.02 on August 14. This is roughly 69% below its peak in 2025 at around $3.50, with a market capitalization of $64 billion and daily volume of about $1.2 billion.
The token's thesis was built on institutional flows, but the launch of spot XRP ETFs in November 2025 has stalled. The early numbers showed real inflows, but CoinGlass reports that total net inflows have decreased to roughly $776 million, down from its peak of $1.26 billion. The past three sessions recorded zero flows in either direction.
Geoffrey Kendrick, head of digital assets research at Standard Chartered, cut his target for XRP by 65% to $2.80 in February after it crashed to $1.16. However, he raised his longer-term roadmap, predicting prices of $7 in 2027, $12.60 in 2028, and $28 by 2030.
The rest of the field brackets Kendrick's view, with The Motley Fool holding $3 as a realistic target for 2026 and six AI models clustering between $3 and $5. However, the structural issue remains: Ripple's enterprise momentum is strong, but many banks use RippleNet's messaging without touching XRP for liquidity.