XRP Institutional Money Flow Surges as US Regulatory Hurdles Persist

XRP's price has been stuck around $1 for an extended period, but institutional money is pouring in. JPMorgan's flow data shows XRP has seen the largest ETF inflows relative to assets under management since July 2025, outpacing Bitcoin, Ethereum, and Solana. Cumulative inflows into spot XRP ETFs have reached $1.5 billion, with projected inflows of $4 to $8 billion for the first full year.

Despite this institutional support, the token's price has remained stagnant due to supply dynamics and a lack of regulatory clarity in the US. The Senate Clock Keeps Ticking, but the CLARITY Act remains stuck in procedural limbo. Senate Majority Leader Thune filed a cloture motion on Saturday, pushing the procedural vote to September 15 at 2:15 p.m. Eastern.

Ripple has secured full MiCA authorization from Luxembourg's CSSF, providing a legal foundation for payment services across the European Economic Area. The XRP Ledger processed roughly 1.98 million transactions in a 24-hour period, and the RLUSD stablecoin has grown to about $853 million, nearly 90 percent of all stablecoin liquidity on the network.