XRP Ledger Surpasses 8 Million Accounts, Top 1% Balance Threshold Nears 45,000

The XRP Ledger has surpassed 8.03 million accounts, pushing the estimated balance required to rank among the top 1% of XRP wallets to around 44,930 XRP.

This milestone is not a fixed target for investors, but rather a benchmark that changes as new wallets are created and balances shift in the network.

The number of wallets holding at least 1 million XRP has continued to increase, with 2,018 accounts holding this amount as of July 8, 2026.