XRP Ledger's AI Payment Tools Prioritize Human Control

The XRP Ledger has implemented AI payment tools that prioritize human control.

When an agent prepares a payment, it is reviewed by the user before signing and submission. This review includes checking the full recipient address, amount, network, and fee to ensure accuracy.

For recurring payments, users can grant limited permission for automated transactions within a specified scope, including transaction type, network, and expiry. However, this permission must be explicitly granted and can be revoked at any time.