XRP Price Predictions Split Between Bank-Style Targets and Speculative Calls
The long-term price predictions for XRP are sharply divided between conservative models and speculative calls. According to various web-based forecasts, XRP's price could range from a low of $1 in 2029 to a high of $28 by 2030 under Standard Chartered's higher-growth scenario.
PrimeXBT projects XRP to trade between approximately $1.77 and $3.26 in 2029, with an average price around $2.31. Changelly has a somewhat wider forecast for 2029, placing XRP between $1.67 and $5.87, with an average near $2.92.
Standard Chartered's revised roadmap calls for XRP to reach $19.60 in 2029, after projected levels of $7 in 2027 and $12.60 in 2028. The bank assumes substantially stronger institutional adoption, regulatory progress, and ETF-related demand over the rest of the decade.
Mudrex is more aggressive, placing its 2030 bear, base, and bull cases at $3, $8, and $28, respectively. Bitwise numbers are also cited, with a path of roughly $6.53 by the end of 2026, $9.60 in 2027, and $29.32 by 2030.