XRP Rich List Shifts: Top Holders Don't Need Whale-Sized Capital

The XRP rich list has undergone changes, with updated ledger data revealing lower thresholds for entering each tier. To rank among top holders, one now requires at least 2,151 XRP to be in the top 10%, while 44,896 XRP is needed to reach the top 1%. These numbers indicate that ordinary holders can achieve notable ranks without possessing 'whale-sized' capital.

XRP's price has risen by 2% and is currently trading near $1.40. US spot XRP ETFs have recorded 11 consecutive sessions of inflows, totaling approximately $1.68 billion in cumulative net inflows. Goldman Sachs is among the largest institutional holders.

The Evernorth Q2 2026 report shows a significant increase in quarterly average value on the XRP Ledger, rising to $4.26 billion from $99 million in Q1 2025. This growth is attributed to larger trade sizes and deeper account balances on the network.