XRP's Long-Term Case Hinges on Ripple's Future Plans

Ripple's payments platform can use either XRP or stablecoins like RLUSD to move money across borders, but the success of Ripple may not directly translate into stronger demand for XRP.

The price of XRP has been trading near $1.50 after Bitcoin surged back above the $80,000 mark, and investors are once again taking notice of the token.

However, according to Johnny Rice, The Motley Fool analyst, the long-term case for XRP depends on more than just Ripple's success or changes in regulation.

Rice predicts that by 2031, XRP's price will be back below $1, citing a possible scenario where Ripple grows while XRP struggles, causing investor enthusiasm to fade and pressuring its price further.