Dinar Savings Surpass 2 Billion Euros in Serbia

The National Bank of Serbia (NBS) has reported that household dinar savings in Serbia have surpassed 244 billion dinars by mid-August 2026, marking a growth of 37.9 billion dinars or 18.4% since the start of the year.

This milestone is significant as it represents the first time dinar savings have crossed the two billion euro mark.

According to an analysis published by the NBS, someone who invested in a one-year dinar deposit of 100,000 dinars in June 2012 and renewed it every year for the next 13 years would have earned 533 euros more than if they had kept the same money in euros the whole time.

The analysis covers 157 consecutive one-year periods and found that a one-year dinar deposit outperformed the euro equivalent in 155 of those periods, with dinars beating euros in 92% of three-month deposits and every single two-year deposit period measured.

Interest rates on dinar deposits are higher than foreign currency ones, and interest earned on dinar savings is not taxed, unlike interest on foreign currency savings, which explains the difference in returns.