The latest data from the Federal Reserve Bank of New York shows a slight uptick in US household delinquencies during the third quarter of 2026. The share of overdue consumer loans increased marginally, with housing loans contributing to the rise in new delinquencies. According to the Quarterly Report on Household Debt and Credit released Tuesday, the total balance of loans delinquent by at least 30 days climbed to 5%, up from 4.7% in the prior quarter.
Total household debt balances also saw an increase, rising by 1.8% to reach $19.1 trillion. This marks a continued trend of growing debt among US households, even as delinquency rates remain relatively low. The report highlights the ongoing financial pressures faced by many consumers, particularly in the housing sector.