2026s Top Residency Routes Offer Affordable Pathways to EU and Beyond
Obtaining residency in a foreign country is no longer the bureaucratic nightmare it once was. According to Passportivity's 2026 report, several countries now offer streamlined pathways, with some requiring as little as €50,000 in investment or proof of remote income. The best option depends on individual goals, whether it's EU access, business opportunities, or digital nomad lifestyles.
Latvia tops the list as the most affordable EU entry point, with a €50,000 investment in a local company or €250,000 in real estate. Portugal's Golden Visa stands out for its minimal stay requirement, just seven days per year, but real estate investments no longer qualify. Greece offers a unique perk: investors can maintain residency without ever setting foot in the country, provided they meet property investment thresholds.
For those seeking long-term benefits, Cyprus and Malta provide immediate permanent residency. Cyprus requires a €300,000 real estate investment with minimal stay requirements, while Malta's program includes Schengen travel rights but comes with higher fees. Digital nomads and remote workers have their own set of options, with Portugal, Malta, and Croatia offering visas based on monthly income thresholds.
The report underscores that the easiest residency route is the one that aligns with personal objectives, whether it's a backup plan, tax residency, or a pathway to citizenship. Each country offers a different combination of benefits, making it essential to choose based on individual needs rather than cost or speed alone.