Amex Gold Card Welcome Bonus Requires Hefty Six-Month Spend

The American Express Gold Card offers a welcome bonus for new cardholders, but it comes with certain requirements. To earn up to 100,000 Membership Rewards points, applicants must spend $8,000 in six months, although eligibility varies and requires an application. The annual fee is $325, which includes credits for dining, Uber, and hotels.

Cardholders can earn 4x points at restaurants and US supermarkets up to certain caps, plus 5x on prepaid hotel stays via Amex Travel. They also receive various dining credits, including $120 annually across Grubhub, Five Guys, and others, as well as $100 Resy and $84 Dunkin’ credits. Additionally, there is a $10 monthly Uber Cash offer.

The card includes benefits like Hertz Five Star status and The Hotel Collection perks, which require enrollment. Points can be transferred to airline and hotel partners, and no foreign transaction fees apply. Plan It and Pay It features provide payment flexibility, but card approval may impact credit scores.