Amex Marriott Cards Offer Up to 110k Points in Top-Tier Referral Bonus

The American Express Marriott Bonvoy credit cards have relaunched their top-tier referral bonus, offering up to 110,000 points per card until September 22, 2026. To earn these points, new cardholders must spend $6,000 on the personal version or $10,000 on the business version within six months. In addition, they will receive 30,000 more points in month 15.

The cards come with an annual fee of $120 for the personal card and $150 for the business version. However, they offer valuable benefits, including Silver Elite status, 15 elite qualifying nights upfront, and an annual free night award worth up to 35,000 points.

Cardholders can redeem their points at premium properties like Le Méridien Maldives or mid-tier hotels with fifth-night-free benefits. The business card's higher fee is offset by its utility for small business owners who can convert fixed expenses into points using Chexy.