Canadian Banks' Supplementary Card Fees: A Widening Gap

The cost of supplementary cards in Canada varies widely across different issuers and card types. While some banks charge as much as $250 for additional cards, others offer them free of charge or at a significantly lower fee. American Express, for example, charges $0 to $250 per supplementary card depending on the type of card and benefits offered.

The CIBC Dividend Visa Infinite Card saw a 66% increase in its supplementary card fee from $30 to $50 per additional card on August 1, 2026. This brings it in line with the market's reference rate rather than setting it apart.

TD Aeroplan Visa Infinite Card charges $75 per additional cardholder, which is higher than its direct competitors but is often offset by the welcome offer and high Aeroplan point value.