FMPay Unveils Card Acquiring Model for Mid-Sized Digital Businesses

FMPay, a payment institution authorized by the FCA, has introduced its card acquiring and payout model designed for mid-sized digital businesses and B2B fintechs. The two-layered operating model features an API-led processing stack focused on settlement and compliance, coupled with a human layer comprising dedicated risk experts who manage client outcomes and address problems in real time.

This direct acquiring approach enables FMPay to handle pay-ins and payouts across Visa, Mastercard, and UnionPay without intermediaries, offering a streamlined process for cross-border transactions. The initiative aims to cater to businesses for whom efficient payment operations are crucial to profitability, replacing more cumbersome traditional banking methods with a system tailored to their specific needs.

The announcement comes as FMPay joins the growing list of companies looking to simplify and enhance payment processes in the digital age. With its innovative approach, FMPay is poised to revolutionize the payments landscape for mid-sized businesses and B2B fintechs.