FMPay Unveils Direct Acquiring Model for Mid-Sized Digital Businesses

FMPay, an authorized payment institution by the FCA, has introduced its card acquiring and payout model tailored for mid-sized digital businesses and B2B fintechs. The two-layered operating system combines an API-led processing stack with human experts who manage client outcomes and address problems in real-time.

This direct acquiring approach allows FMPay to handle pay-ins and payouts across Visa, Mastercard, and UnionPay without intermediaries, making it easier for businesses to conduct cross-border transactions. The initiative aims to cater to companies that rely on efficient payment operations to stay profitable.

The traditional banking methods often used by these businesses can be cumbersome and inefficient, which is why FMPay's new system is designed to replace them with a more streamlined process tailored to their specific needs.