JPMorgan Chase vs Nu: Two Financial Giants in Today's Banking Landscape

JPMorgan Chase and Nu are two vastly different financial institutions operating in today's rapidly changing banking landscape.

JPMorgan, the largest bank in the US, serves nearly 86.6 million consumers and approximately 7.4 million small businesses, with a revenue of $182.4 billion in FY 2025.

Nu, on the other hand, is a digital-first leader that operates primarily through its Nubank brand, serving nearly 139 million customers globally, with a revenue of $16.3 billion in FY 2025.

JPMorgan's net income was approximately $57.0 billion for FY 2025, resulting in a net margin of close to 20.4%, while Nu reported net income of $2.8 billion during the same period, with a net margin of roughly 18.1%.