PhonePe and Visa Partner for Comprehensive Cardless Payment Experience in India

PhonePe and Visa have partnered to create a comprehensive cardless payment experience for Indian consumers and merchants. This collaboration, announced at the Global Fintech Fest in Mumbai, introduces Tap to Pay, Cross Border Scan to Pay, and Smart Accept. With this partnership, PhonePe becomes the first app in India to offer Visa's cross-border QR payment capability.

The new features allow users to make contactless payments directly from their smartphones using Android devices with Tap to Pay, which eliminates the need for a physical card. Cross Border Scan to Pay extends QR-code payments beyond Indian borders, enabling users to scan Visa-supported QR codes in 14 international markets. Smart Accept enables merchants to accept card transactions on their smartphones without investing in a dedicated POS device.

The partnership builds on PhonePe's existing online tokenisation capabilities and reflects a joint effort to simplify how consumers use cards across payment environments. This collaboration is part of India's evolving digital payments ecosystem, which aims to make payments more convenient, secure, and interoperable across channels. By partnering with Visa, PhonePe is scaling its vision for universally accessible, intuitive, and secure payments globally.

According to Suresh Sethi, Group Country Manager at Visa, this partnership reflects a shared ambition to make digital commerce more accessible across borders. The collaboration positions PhonePe as a single interface for accessing multiple Visa-powered payment experiences across online commerce, physical retail, and international travel.