Preferred or Everyday: Choosing the Right Amex Card for Your Grocery Spend

The American Express Blue Cash Preferred and Blue Cash Everyday cards are two popular options for grocery shoppers. While both cards offer rewards on U.S. supermarkets, there is a key difference in their benefits.

The Blue Cash Preferred card pays 6% cash back on up to $6,000 in annual purchases at U.S. supermarkets, while the Blue Cash Everyday card offers 3% cash back on the same category.

To determine which card is better for you, consider your monthly grocery spend. If you spend more than $265 per month, the Blue Cash Preferred card is likely a better choice. However, if you spend less than this amount, the Blue Cash Everyday card may be a better option due to its lack of an annual fee.

It's also worth noting that purchases made at warehouse clubs and superstores do not qualify for the higher rewards rate on either card.