Stocks
Vanguard VTI: A Long-Term Holding in an Evolving Economy
The S&P 500 has been a reliable investment choice for decades, returning an average of 11% annually since 1958. However, as the market changes over time, what drives these returns also shifts.
Look at the S&P 500's top holdings in 1996: Coca-Cola, ExxonMobil, Intel, and Microsoft. By 2026, all but one of these companies had changed significantly.
The Vanguard Total Stock Market ETF (VTI) is a more reliable choice for long-term investors because it doesn't try to pick winners. Instead, it tracks the economy and provides broad exposure, naturally increasing its holdings in emerging tech names as they grow.