AI Agents Learn to Pay: XDC Network Pioneers Agentic Finance

The agentic economy is gaining momentum as AI agents learn to pay for services on behalf of users. However, this requires new payment infrastructure to bridge the gap between recommending and doing actions.

XDC Network's XDC AI product pairs the open x402 standard with 'gasless' USDC settlement to let AI agents pay for services per request without accounts or human sign-off.

This innovation was showcased at a New York event that drew more than 100 industry representatives from leading banks, tech partners, VC, family offices, AI tech firms, and ecosystem builders. The x402 standard is an open payment standard introduced by Coinbase in 2025 that enables servers to charge for API calls or data over the same request.

XDC Network co-founder Atul Khekade said, 'Every layer of finance is being rebuilt for a world where software, not just people, initiates the payment.' The company has integrated Bridge, a Stripe company, bringing stablecoin settlement into its agentic AI roadmap.