Binance Migrates Crypto Balances from Funding to Spot Accounts

Binance has announced that it will be migrating user crypto balances from the Funding Account to the Spot Account starting September 29, 2026. The change aims to simplify the account structure and separate stock settlement from the crypto business.

The Funding Account will no longer accept on-chain deposits after September 29, and a One-Click Migration button will appear in the account allowing users to transfer their holdings into the Spot Account themselves. Deposits and withdrawals for all other crypto assets will run exclusively through the Spot Account from that point.

Users who have not moved their balances themselves by January 2027 will see them migrated automatically, in batches, into the Spot Account. The total value and security of holdings will remain untouched, with historical transaction records keeping their original Funding Account label.