Binance Tears Down Crypto-Stock Wall with Separate Accounts

Binance is separating its crypto and stock products by migrating non-stock assets from its Funding Account to Spot Accounts starting September 29, 2026. The exchange will rename the Funding Account to the Stocks Account by January 2027, limiting it to stock and options settlement only.

The move follows Binance's rapid expansion of TradFi products in 2026, including launching over 7,000 US stocks and ETFs for non-US users with fractional shares starting at $5. The exchange's stock trading service crossed $1 billion AUM in its first 30 days, logging over $3 billion in trading volume.

Binance will automatically migrate remaining non-stock assets to Spot in batches from January 2027, ensuring a 1:1 transfer of asset value. Six settlement assets will remain inside the renamed Stocks Account, including USD, USDC, USDT, USD1, U, and BNB.