DigiTap Fintech App Raises Over $12M in Presale, Aims for 100x Breakout

XRP and Sui remain two of the largest utility plays in crypto, but both have years of public trading behind them. Ripple continues to push deeper into institutional tokenization, while Sui has expanded its payments footprint with Daya's new gasless stablecoin infrastructure across Africa.

However, retail investors are now turning their attention to DigiTap, a fintech app that has already raised over $12.2 million and sold more than 366 million tokens. The token remains at $0.0589 in Round 4, with less than 12% of the current allocation remaining.

DigiTap's live beta combines crypto and fiat functionality inside one app, with wallet, card, and payment tools already built while the sale continues. This has put DigiTap in a rare position, as buyers are not funding a pitch deck and waiting to see if the product appears later.

The traction is already following, with over 120,000 wallets connected and Round 4 now more than 88% sold. A 100x move from $0.0589 would put DigiTap at $5.89, but XRP and Sui already have large public valuations and deep exchange liquidity.

DigiTap's earlier entry is exactly why it is pulling attention from retail searching for the next breakout rather than another recovery move from an established large cap.