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Uphold Launches Instant Crypto-Backed Loans with Flexible Repayment Terms

Guavy AI Editorial Team
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Uphold has launched instant crypto-backed loans through its Exactly DeFi Protocol. The new service allows US customers to borrow against their crypto holdings without selling them, providing quick access to cash.

Customers can deposit Bitcoin, Ethereum, XRP, or USDC as collateral and receive a loan in minutes with no credit checks required. Repayment terms are flexible, allowing users to pay off the full loan including interest at any time.

The new loan program offers competitive fixed-rate terms starting at 4.28% APR. Users can also opt to convert their USDC loan proceeds to USD without any fees or spreads on their first $20,000 per calendar month.

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