XRP Holders Prepare for Next Leg Up

Crypto Michael is making waves in the XRP community by predicting that XRP holders are on the cusp of their next big move. According to recent developments, regulatory clarity has significantly shifted the landscape for institutional participants since the SEC and CFTC issued a joint interpretive release classifying XRP as a digital commodity in March 2026.

This regulatory clarity came after the SEC recently expanded on that move. On the partnership front, Ripple announced a cross-border payments deal with Jeonbuk Bank in August, followed by a strategic partnership between Ripple and SettleMint to build a unified system for digital asset custody, issuance, and lifecycle management.

The XRP Ledger has also seen significant growth, crossing $3 billion in tokenized real-world assets earlier this year. Rakuten Wallet integrated XRP for 44 million users across Japan, and RLUSD officially launched in Japan through SBI Holdings in June.