XYLO Unveils Stablecoin Savings Platform Overhaul with Beta Launch in H2 2026

The stablecoin market has surpassed $300 billion in circulating supply, and XYLO is preparing to launch a major overhaul of its stablecoin savings platform, Mochi. The company plans to release a beta version in the second half of 2026, positioning the product as a savings-first experience designed for users who may not be familiar with crypto investing.

Mochi will function as an RWA (real-world asset) aggregator, bundling tokenized yield sources such as tokenized U.S. Treasuries, gold, and commodity-linked products into a single managed basket. The platform is designed to resemble an institutional-style allocation engine but will be presented like a traditional savings account.

XYLO emphasized that its primary reporting framework will focus less on headline performance and more on how allocations changed and what downside defenses were triggered during stress events.