The American Express Blue Business® Plus Credit Card offers a straightforward way for small businesses to earn rewards on everyday spending. Cardholders can earn 2X Membership Rewards® points on the first $50,000 in eligible purchases per calendar year, with no category restrictions. After reaching this threshold, purchases earn 1X points. Additionally, the card provides 2X points on prepaid hotels and eligible travel booked through AmexTravel.com, which does not count toward the $50,000 limit.
One of the standout features of the Blue Business Plus Card is its no annual fee, making it an attractive option for businesses looking to keep costs low while earning rewards. The card also includes Expanded Buying Power, allowing cardholders to spend above their credit limit based on their payment history and financial resources. This feature provides flexibility for businesses with fluctuating expenses.
For businesses with employees, the card offers the ability to add up to 99 Employee Cards at no additional cost. These cards earn rewards on eligible purchases, and businesses can track spending with alerts and summary reports. Additionally, cardholders can assign an Account Manager to handle tasks like making payments and reviewing transactions, freeing up business owners to focus on other priorities.
The Blue Business Plus Card is particularly beneficial for businesses with annual spending near or below $50,000, as well as those that prefer a simplified rewards structure without rotating categories. It’s also a good fit for businesses that want to earn rewards without paying an annual fee and those that occasionally need the flexibility of spending above their credit limit.