Goldman Sachs Lowers TransUnion Target Amid Mixed Analyst Views

Goldman Sachs has lowered its target price for TransUnion (ISIN US89400J1079) from USD 77.00 to USD 68.00, while maintaining a neutral rating. This adjustment, announced on October 2, 2026, reflects a mixed outlook among analysts despite TransUnion's strong second-quarter performance.

TransUnion reported USD 1.31 billion in revenue for Q2 2026, a 14.90% increase year-over-year, surpassing the USD 1.28 billion consensus estimate. Earnings per share came in at USD 1.23, above the expected USD 1.16. However, Goldman Sachs' target cut highlights lingering concerns, particularly around potential changes to mortgage credit-report requirements.

Morgan Stanley, for instance, reiterated an overweight rating, suggesting that any negative impact from proposed bi-merge credit-report approaches is already priced into bureau valuations. The differing analyst views underscore the uncertainty surrounding TransUnion's future performance, particularly in housing-related credit-report volumes.

TransUnion's stock was trading at EUR 57.00 on October 6, 2026, up 1.33% from the prior close of EUR 56.25. The company's next earnings release is scheduled for October 27, 2026, which will provide further insight into whether its revenue growth can be sustained.