Visa, Mastercard, Ant International Unite on AI Agent Trust Framework

Ant International, Visa, and Mastercard have joined forces to develop common standards for identifying and verifying AI agents that can make purchases on behalf of users. This initiative aims to create a Know-Your-Agent interoperability framework that will allow card networks, digital wallets, agent platforms, and online marketplaces to recognize trusted AI agents across different payment ecosystems.

The companies are collaborating through BuildFin.ai, a platform convened by the Monetary Authority of Singapore, to develop AI solutions for financial services. The framework builds on existing protocols, including Visa's Trusted Agent Protocol, Mastercard Verifiable Intent, and Ant International's Agentic Mobile Protocol.

This initiative comes as the payments industry prepares for the growth of agentic global consumer commerce, where AI agents will evolve from making recommendations to completing purchases on behalf of users. By providing greater trust and risk visibility across participating networks, this framework could help reduce integration costs and accelerate the launch of new agentic services.