Coinfello's AI-Powered Fello 2 Eliminates Web3 Tooling Curve with Plain Language

Decentralized finance platform Coinfello has launched an AI-powered upgrade to its agentic platform, called Fello 2. This new version allows users to build, execute, and automate complex on-chain strategies using plain-language prompts.

The old manual process of managing yield strategies, portfolio rebalancing, or loan health required juggling multiple decentralized applications (dApps), manually approving transactions, and monitoring markets around the clock. Fello 2 replaces this friction with a single prompt, allowing users to describe their financial strategy once and have the agent manage execution, monitoring, and safety guardrails in the background.

Coinfello's COO Minchi Park notes that natural language interfaces address a fundamental misconception in Web3 user experience by separating tool mechanics from financial literacy. According to Park, users who understand financial risk and hedging are often deterred not by financial logic, but by the operational tax of navigating multiple chains, wrapping tokens, and managing protocol approvals.

Park emphasized that plain language deletes the requirement to learn complex tooling at all. The AI agents excel at complex exceptions, such as prioritizing margin defense over principal repayment during volatile market dips. These agents eliminate sunk-cost bias and human hesitation by calculating true net returns, factoring in gas, bridging, and protocol fees.

The update also introduces a rewards program paid in MON, the native token of the Monad network. During an initial promotional launch period, Coinfello will distribute 100% of eligible swap fees back to active users and their referrers. Users earn an ongoing percentage of swap fees generated by their direct referrals without a cap.

Coinfello's CEO jacobc.eth confirmed that the new platform automates two-step manual processes while keeping users' wallets fully custodied.