Crypto Newbies: Invest 1%, 5% of Portfolio, Focus on Bitcoin and Ethereum

Dmytro, an engineer from Kyiv, is determined not to miss another opportunity after regretting not buying Bitcoin in 2009 when it was worth less than a cent. He has set aside $1,000 and is monitoring the market. To start investing in crypto, experts recommend learning the basics of blockchain, private keys, seed phrases, and volatility.

Investor Mykhailo Patsan advises against putting off practical application and recommends starting with a small amount, $50-100. This 'tuition fee' allows beginners to go through the entire process without risking a significant amount.

The amount invested should be 1%, 5% of your broader investment portfolio, according to Oleksii Plastun, Doctor of Economic Sciences. It's better to invest in installments over two or three months using DCA, dollar-cost averaging, rather than trying to guess the ideal entry point.

Experts recommend focusing on Bitcoin and Ethereum as a foundation for your portfolio, with the former being a macro-asset held by states and corporations, and the latter serving as infrastructure powering DeFi and tokenized assets. Other cryptocurrencies like Solana can be added in smaller proportions.